Between the government or private hospital, which one offers a cheaper option? Everyone already knows the answer since public healthcare in Malaysia is subsidised by the government.

But, with the cheap price tag comes a long wait. This is something to be expected as many sick and injured patients depend on subsidised health facilities to save money or simply can’t afford the more expensive alternatives. For those who can afford it, private hospitals tend to hold a much bigger appeal because they offer better service and facilities.

No one likes to think about the worst-case scenarios, but when it does happen, you’d want to be well prepared. In the case of medical costs, unless you’re happy to wait around for your turn at government healthcare facilities, getting a medical card that can provide sufficient coverage for your future needs.

FWD Takaful offers various plans that suit you, with wider options for your health needs. Talk to our agents to find out more.