Critical illness coverage supports you financially if you’re diagnosed with any critical illness. It helps to support your finances when you’re no longer fit to work due to the illness. Here are the 3 tips to choose a critical illness plan:
1. Be honest about your medical history – It’s important to provide accurate information. If you didn’t answer truthfully or accurately in your application, your claim might be rejected
2. Read the small print – Take your time reading and completing the application. Make sure you know exactly what is and isn’t covered. Ask the agent if you don’t understand
3. Consider a waiver – by adding a waiver to your certificate, your contribution may be waived if you can no longer work due to illness or injury, and the certificate will remain in force until maturity.
FWD CI First offers a critical illness plan that keeps things simple and allows you to claim if you experience a major medical or lifestyle impact, regardless of the illness you may experience, be it new or unknown diseases as it’s designed to be future-ready. Speak to our agents to sign up now!