There are a number of direct and indirect causes of critical illness, ranging from personal lifestyle to social and environmental issues. Late detection of a dreaded disease is a common phenomenon in Malaysia, with more than 60% of patients discovering they have cancer at Stage 3 or 4.
As the saying goes: prevention is better than cure. Despite being diagnosed with a critical illness, people who are at a terminal stage do have a chance of survival of between 6 to 12 months. A critical illness plan provides financial coverage for all medical costs and expenses that are incurred after you’re diagnosed with a critical illness. Unlike medical card, critical illness plan pays out in a lump sum upon claim so that you can focus on your treatment and recovery.
FWD CI First is a future-ready critical illness plan that keeps things simple and allows you to claim should the unfortunate happen. Reach out to your Agent to learn more.