FWD affiliate

Who needs Critical Illness protection?

You may think you would never need critical illness protection. But in the event of major illnesses such as cancer, a heart attack, or a stroke, critical illness protection could be the only thing standing between you and your finances survivability.  We all know a critical illness can strike anyone at any time, but what … Continued

How do you become a good financial role model?

Not many people can afford to leave a multi-million inheritance to their children, but we can cultivate good financial habits. Setting a good example for your children now by building wealth through budgeting, debt management, saving, and investing will instil good financial habits in them. Discover the following tips to help you to become a … Continued

Do you know that you can generate income using apps? Check out these apps that can help you earn additional income: Cashback – If you love shopping, cashback is a great way to earn extra money. Robo-advisor – Low annual fees and simple account setup process. Great for newbies investing. Affiliates – Share links to … Continued

FWD Income First

Leaving the family nest is a thrilling milestone – but living on your own requires a bigger financial commitment. Besides rent, you’ll need to consider maintenance and other emergencies. Check out these tips on the link above to make sure everything’s smooth-sailing. FWD Income First is the right plan for you to get takaful coverage … Continued

How Are Malaysians Doing Financially in 2021?

Malaysians have found it difficult to practice good financial habits as a result of the pandemic and high cost of living, particularly when it comes to saving for emergencies, financial protection, retirement readiness and legacy planning. Staying on top of your finances isn’t easy given today’s economic uncertainties. Find out how Malaysians are doing financially … Continued

How much coverage do you need for Critical Illness protection?

Critical illness coverage is not the same as your hospitalisation and surgical coverage which is commonly referred to as your medical card. For most critical illnesses, treatment and recovery can typically take several months to several years. Here are some of the things you should consider when deciding how much to cover for critical illnesses: … Continued

The 5 Principles of Smarter Spending

Are you optimally satisfied with your spending? Discover 5 tips to spend smarter. You’ll be surprised how many little things can make you happier by spending money wisely: Buy Experiences – Material things provide less happiness than experiential purchases. Make it a Treat – When something is always available, people are less inclined to appreciate … Continued

6 Reasons to Quit Smoking Now!

Smoking cigarettes are known to give you nothing but negativity. To name a few, it affects the respiratory, circulatory and reproductive systems of the smoker, while also increasing the risk of cancer. While quitting smoking can be challenging, once a person stops smoking, the benefits start accumulating. Here are some of the benefits of quitting … Continued

Early financial literacy among our youth

Ever since the pandemic has taken a toll, many have faced challenging situations involving livelihoods and the critical need for people to have sufficient savings to survive rainy days. This is particularly crucial among our youths, who‘ve become more vulnerable economically, and their low level of financial literacy. Here are some worrying statistics about Malaysian … Continued

How does smoking affect the body?

Smoking cigarettes can have many adverse effects on the body. Some of these can lead to life-threatening complications. Here are some of the possible effects of smoking cigarettes: Lung damage – Smoking cigarettes affect lung health because a person breathes in not only nicotine, but also a variety of additional chemicals Heart disease – The … Continued